This is great advice. In 2008, my husband and I did the Dave Ramsey course through our church. It was a life changer in terms of getting our finances under control.
I do remember one line so clearly. "The borrower is a slave to the lender." That is so true. I didn't realize that until we were out of debt after a couple of years of doing the snowball and envelopes of cash. I'm sure it's all on computer these days, but I loved putting cash in envelopes and when it was gone, it was gone. My kids learned some very valuable lessons as well.
You know Cork, I've been trying to muster up the "courage" to start my own "start-up" business. Yes, I've been a Chef/Contractor for over 20 years with the job I do. A Chef/Pastry Chef for 30.
You've given me food for thought over the months in regards to just that. I always wondered if I was good enough. Yes, I hear praise about the goodies I prepare, but there's ALOT of competition out there. I don't know if you remember all we talked about in Edenton back in 2010. Herb doesn't have my back, per se on me starting a business. He's up to his eyeballs in his own career, and I mean "up to his eyeballs"! He burns the candle at both ends. Workaholic if you will. Most of our married life has been a struggle financially. I've worked since I was 16, with the exception of from the time I got out of the Navy March 1990 (cooking school 1991-1992) to the Spring of 1994 when Alex was getting ready to turn 4. Vacations, up until 2010, were visiting the in-laws in NC or NY. I am thankful for that because my kids have wonderful memories (and lots of pic's) of their Grandparents. Now, when we do a vacation of a cruise, I plan, budget and pay for them. I love to travel, and I'm so glad I passed that love on to my kids. Alex was able to go to Europe twice while in High School, and one of those times I "was" going to go as well, but I let Andy go instead as he had not been to Europe. They had a grand time and again wonderful memories. Alex (and Joyce) have since been back to Europe to France and Ireland over the years. Anyway, Keep doing what you're doing sir. I may not always comment, due to either cooking, shopping or sleeping but I promise you always give me "food for thought".
This is great advice. In 2008, my husband and I did the Dave Ramsey course through our church. It was a life changer in terms of getting our finances under control.
I do remember one line so clearly. "The borrower is a slave to the lender." That is so true. I didn't realize that until we were out of debt after a couple of years of doing the snowball and envelopes of cash. I'm sure it's all on computer these days, but I loved putting cash in envelopes and when it was gone, it was gone. My kids learned some very valuable lessons as well.
You know Cork, I've been trying to muster up the "courage" to start my own "start-up" business. Yes, I've been a Chef/Contractor for over 20 years with the job I do. A Chef/Pastry Chef for 30.
You've given me food for thought over the months in regards to just that. I always wondered if I was good enough. Yes, I hear praise about the goodies I prepare, but there's ALOT of competition out there. I don't know if you remember all we talked about in Edenton back in 2010. Herb doesn't have my back, per se on me starting a business. He's up to his eyeballs in his own career, and I mean "up to his eyeballs"! He burns the candle at both ends. Workaholic if you will. Most of our married life has been a struggle financially. I've worked since I was 16, with the exception of from the time I got out of the Navy March 1990 (cooking school 1991-1992) to the Spring of 1994 when Alex was getting ready to turn 4. Vacations, up until 2010, were visiting the in-laws in NC or NY. I am thankful for that because my kids have wonderful memories (and lots of pic's) of their Grandparents. Now, when we do a vacation of a cruise, I plan, budget and pay for them. I love to travel, and I'm so glad I passed that love on to my kids. Alex was able to go to Europe twice while in High School, and one of those times I "was" going to go as well, but I let Andy go instead as he had not been to Europe. They had a grand time and again wonderful memories. Alex (and Joyce) have since been back to Europe to France and Ireland over the years. Anyway, Keep doing what you're doing sir. I may not always comment, due to either cooking, shopping or sleeping but I promise you always give me "food for thought".